At UVCU, we believe managing your checking account should be easy and convenient. We offer two checking account products to fit anyone's lifestyle and both have the features you need to make managing your account simple, fast and convenient. Please stop by our office or call for complete details and account disclosures.
Basic Checking
Open a UVCU checking account and enjoy checking with all the features you need:
No minimum balance requirement
No charge for checks deposited
Free Visa Check Card (Debit/ATM Card)
Free Telephone Banking Access with Touch Tone Teller
This account is free of monthly maintenance fees for members who sign up for CU-Online, our online banking solution and that elect to receive eco-friendly e-statements through our secure website. Members that elect to receive e-Statements may also utilize Bill Pay e-Plus absolutely free! Printed and mailed statements may also be provided for a monthly fee of $3.00.
Share Draft PLUS Accounts
With our Share Draft PLUS checking account, you receive all the benefits of our basic checking, plus you earn dividends on your balances. This interest-bearing checking account (also referred to as a N.O.W. account) is available to individuals and sole proprietorships. Interest is accrued daily on the balance maintained in the account. A $5.00 monthly maintenance fee is imposed only if the average daily balance in the account falls below $500.00. The following features also apply:
No charge for checks deposited
Free Visa Check Card (Debit/ATM Card)
Free Telephone Banking Access with Touch Tone Teller
Protect yourself and your credit union by registering for Verified by VISA, an online authentication system that helps protect your Visa debit card from online fraud by enabling you to establish a password. UVCU can be liable for fraudulent transactions and registering for this service helps to limit our exposure to fraudulent transactions. Your participation in this program is vital in helping us fight fraud while keeping the credit union's expenses to a minimum, which in turn, helps the entire membership by allowing us to offer competitive rates and fees on the products we offer. Click here to register today!
