A Youth Savings Account from UVCU helps your children develop proper savings habits while learning the importance of handling their money.
Youth and Student Savings Accounts
Available to minors under 18 years old, Youth Savings accounts earn a preferred rate of interest on the first $2500.00 in the account and the regular share rate on balances maintained over $2500.00. We suggest opening a Certificate of Deposit account as your balances grow to earn even higher rates of interest! Dividends are paid monthly and statements are issued quarterly. ATM cards are also available, however joint parental ownership on the account is required. UVCU will also reimburse up to 6 ATM withdrawal fees a month ($12.00/month maximum) at non-UVCU owned ATM's! Of course, we also encourage educating children and young adults on the use of the Internet so be sure to sign up for our free Internet banking service CU-Online. While you are online, check out are new e-Alerts - free, fun and easy to use, e-Alerts send automatic messages to your email or cell phone based on account activity criteria that you specify. Our Eco-friendly e-Statements are also free and help educate the youth of the importance of protecting our environment. Certain restrictions or limitations may apply. Please call and ask to see our Truth-in-Savings disclosure for details.
Ask about our "Baby Bucks"
UVCU is so committed to helping our youths develop proper savings habits we will contribute the first $25.00 into a members newborn child's account! Members simply need to have the newborn child's social security number upon opening the account.