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RatesDeposit RatesCheckingRates effective May 12, 2010| Account Type | Dividend | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | | | Share Draft Plus | .05% | .05% | Any | Any | | | Dividends accrue daily on the balance maintained in the account. The Dividend rate is subject to change daily, without notice. There is no minimum balance required to earn dividends. A $500 average daily balance is required to avoid a monthly service charge. Monthly service charge is $5.00 if the average daily balance falls below $500.00.
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