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RatesDeposit RatesIRAsRates effective July 9, 2010| Account Type | Dividend | APY | Minimum Balance to Earn APY | Minimum Opening Deposit | | | IRA Savings | .60% | .60% | $100.00 | $100.00 | | | | 1 Year IRA Certificate | .90% | .90% | $500 | | | | The IRA Savings minimum balance is required to earn dividends. The certificate minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty.
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