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RatesLoan RatesHome Equity LoansRates effective December 21, 2009| Account Type | Rate (as low as) | APR | Points | Term | Maximum LTV | | | Home Equity Loan | 5.99% | 6.19% | 1 | 60 Months Fixed Rate | 85% | | | | | 7.99% | 8.12% | 1 | 120 Months Fixed Rate | 85% | | | Rates listed are base rates, assuming approved credit, and are subject to change based on individual creditworthiness and UVCU underwriting guidelines. The actual interest rate offered may be higher based upon applicant's credit score, credit history and other underwriting factors.
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