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RatesLoan RatesNew Auto LoansRates effective December 21, 2009| Account Type | Rate (as low as) | APR | Percent Financed | Term | Model Year(s) | | | New Auto Loans | 3.75% | 3.99% | Up to 100% of MSRP | Up to 48 Months | 2010/2009 |  | | | | 4.99% | 5.19% | Up to 100% of MSRP | Up to 60 Months | 2010/2009 | | | | | 6.99% | 7.16% | Up to 100% of MSRP | Up to 72 Months | 2010/2009 | | | Rates listed are base rates, assuming approved credit, and are subject to change based upon individual creditworthiness and UVCU underwriting guidelines. The actual interest rate offered may be higher based upon applicant credit history and other underwriting factors.
Annual Percentage Rate (APR) is based on a loan amount of $10,000.00 plus a $50.00 processing fee and a $13.86 fee for Vendor Single Interest (VSI) Insurance. VSI insurance is required on all vehicle loans.
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